前幾天想在好市多申請他們跟American Express合辦的 Credit Card,
不過被 Denied..
AE給我的理由是
Number of trades (Experian)
Too few credit card accounts on which, in our estimation, you have paid a
majority of the balance in recent months. (Experian)
High utilization of credit lines or insufficient utilization information
(Experian)
有人有類似經驗的嗎? 尤其是最後一點 我的Credit Line是 $7200
我最多也只刷過一千多
目前有另外兩張信用卡 不過一張很少用 所以第二個理由是說卡太少嗎...^^||
這樣是表示我跟costco的AE卡無緣了嗎?
有人申請成功過嗎? 謝謝!
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